As an undergraduate student studying Personal Financial Planning at UVU, my first course in the program was “Intro to the Personal Financial Planning Profession”. One of the first discussions we had in the class was…
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Why Financial Planning Requires a Level of Sacrifice
Disclosure: I love farming. I have always wanted to be the one who could live off what one could grow. In fact, I have been known to threaten my wife that I want to…
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Why an Emergency Fund?
Since December 22, 2018, every radio, tv, newspaper, magazine, and internet news program has covered the federal government shutdown. Headlines scream that Trump is a bully; Congress is ineffective. Then the reverse is claimed. Most…
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The Value of a Financial Planner
What tasks in life do you hate to perform? Paying bills? Working out? And what about those tasks that you really aren’t very proficient at performing? Say, balancing your checkbook? Performing maintenance on your car?…
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Why Being Generous Benefits the Giver as Much as the Recipient
A common misperception held by many today is that only two types of people are able to be truly generous. Only the very rich (the likes of Warren Buffet or Bill Gates) or the very…
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Improve Your Cashflow by Simply Tracking Expenses
Every so often we like to highlight a recent experience we had with a client who benefited from financial planning. It’s a way for us to show how great our clients are and the significant…
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Why We Like Index Investing
Disclaimer: Index investing is only one form of passive investing, however, for purposes of this article, index investing and passive investing are used interchangeably. Every year we do a family Fantasy Football league and regardless…
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10 Ways To Lower Your Homeowner’s Insurance Premium
Phil Blair This blog post was written by Phil Blair the owner and founder of Century 21 Everest. Phil has been involved in the real estate business since 1987, selling and managing all types of real estate…
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Trade War & Actionable News
Since the market bottomed out in March of 2009, it has risen steadily and consistently over the past 9 ½ years with only a few bumps along the way. We’ve experienced occasional pullbacks and corrections…
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Ins and Outs of Disability Insurance
Let me start out with a disclaimer and an important note: As a fee-only financial planning firm we don’t sell insurance or receive any type of third-party compensation on the recommendation and implementation of insurance…
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